Marriage Insurance

The commercial and innovative development in the Insurance sector in India is simply phenomenal. Now, Insurance not only insures the insured, but will also reap remarkable risk-adjusted returns for the policy-holder.

With the increasing number of couples giving more importance to their own individualistic selfish wants and expectations, and of course, ‘rights’, the divorce rates has gone up exponentially. Needless to say, the actual victim turns out to be the abused husband who is ordered by the court during the divorce proceedings to give away outrageous amount of money to the insatiable and abusive woman. Since the extortion and blackmail from a woman to her husband has been legalized by anti-dowry law IPC 498A and Domestic Violence Act, the innocent husband would either abide by the monetary demands of his abusive wife, or go behind bars. In a situation like this, the husband is compelled to give away heaps of money to his wife on a short notice. The wife makes sure that she demands enough money to make her hapless husband bankrupt.

The law considers the appeasement of women’s groups more important than giving justice to the innocent. For some women, such monetary transaction after divorce is the real consummation of the marriage. The law is taking good care of the greed of characterless women and apparently, they will continue to do so. Husband and his family will be helplessly liquidating their investments in shares, gold and property to give away to the woman. For them, it is a stranger whom they invited into their life ceremoniously, and that same person ran away with all their money leaving them bankrupt with the help of laws that is supposed to protect the rights of women. Rights?

Therefore, it becomes imperative for Insurance companies to come up with an innovative insurance plan for husband and his family after which the insured sum can be given away to the woman to satisfy her greed, which has been taken cared by the law. The parents will insure their son’s marriage by paying reasonable premium, and when the son gets married, the sum assured will be ready to be given away to the woman when she starts extorting money from them legally. Since most of the families are legally terrorized and blackmailed by their daughter-in-law using the laws that protects women’s so-called “rights”, an insurance plan will give them a little financial cushion.

It is also vital for men to insure their marriage, inter alia, when his wife decides to misuse the women-protective laws and legally blackmail them. When laws have given women the legal power to terrorize, blackmail and extort their husband and in-laws, then it makes sense for the man to take insurance for his marriage to protect his family from going bankrupt. Some believe that it is women’s rights to do all this, and some believe it is injustice and violates men’s rights. Before such draconian law kills the institution of marriage completely, such insurance plan for innocent families will be very beneficial. Families who are legally terrorized will not go bankrupt, and the characterless women’s greed will also be satisfied.

7:16 AM - Monday, November 20, 2006